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Read why drop lock mortgages are the undisputed answer to the current market turmoil
ProviderMortgage TypeInitial Rate/DurationSubsequent RateThe overall cost for comparisonTotal Monthly Cost *Early Repayment Charges
0845 413 1085
Tracker 4.99% until 31/10/20107% for 275 months7.2% APR£1,043.6931/10/2010
0845 413 1089
Tracker 4.99% until 30/09/20107.24% for 276 months7.4% APR£1,057.28no early repayment charge
0845 413 1076
Fixed 5.39% until 31/10/20107% for 275 months7.2% APR£1,015.5531/10/2010
0845 413 1087
Tracker 5.58 % for 2 years6.49% for 276 months6.7% APR£1,008.032 years
0845 413 1091
Tracker 5.69 % for 25 years-6.0% APR£977.153 years

Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it


Stamp duty decision...good, bad or damn right ugly?

2 September 2008 by Drew

So news reaches us that the government has decided to suspend stamp duty on properties up to...

No Comments

Drop lock is the solution to the market

29 August 2008 by Drew

Most people could be forgiven for not knowing what to do for the best when it comes to their...

No Comments

Mortgage calculator - the First Time Buyer friend

27 August 2008 by Drew

Another of my not so mortgage savvy friends was wondering where on earth he should start his home...

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Leaks due soon on Crosby Report recommendations

7 September 2008 by Ray Boulger

On the Andrew Marr show this morning Ed Balls said he understood the Crosby Report was on The...

No Comments

When will we get the next Bank Rate cut?

4 September 2008 by Ray Boulger

With the Bank of England deciding to leave Bank Rate unchanged @ 5% today the focus will...

No Comments

Which planet is our Prime Minister on?

3 September 2008 by Ray Boulger

When presenting yesterday’s package of measures to help home buyers and the housing market Gordon...

4 Comments

Is the government's decision on a suspension of stamp duty below £175,000 a big enough step?



Will lenders take rental income into account on a main residence?

Posted on 20 August 2008

My husband earns a regular salary but I am in between jobs. However, we take in business students....

If I have previous credit problems what's the best way to get a mortgage now?

Posted on 13 August 2008

I was wondering whether you guys would be able to help me in my current situation, as I know it's...

What happens when a co-owner leaves a house?

Posted on 13 August 2008

My brother and I co-own a house for the past 8 years. He recently purchased a home with his...

Marital law and mortgages

Posted on 12 August 2008

I am getting separated in Northern Ireland. We have a marital home plus 3 other properties. We have...

Seperation and what to do with the mortgage

Posted on 12 August 2008

I am thinking of seperating from my partner, but we have a joint mortgage and I want to remain in...